Must read before making an offer for new house

Are you planning to make an offer for a house? What are you going to base the offer on? Then look for similar houses in the area, with the same number of rooms, the same size and a similar garden. Once you have found these homes, you can find the recent sales prices on the Land Registry. This way you have a good idea of ​​the recently sold houses in the area and you know what you have to offer approximately.  

Found your dream home? Call the broker immediately

Looking for a home in this tight housing market? Then you always want to be one step ahead of the competition. How do you do that? As soon as you have seen a home, call the sales broker immediately. Make an appointment and have a chat. Please indicate that you are actively looking. For example, the broker can inform you in the future as soon as they know that a new home is coming on the market. You can contact Linda Peltz Realtor – eXp Realty for making an appointment. 

Do you see a home that has already been sold, but exactly matches your wishes? Then still call the sales broker. This way you can inform about this home, so that you have more knowledge about the type of home. In addition, you can immediately indicate that you are looking for this type of home. 

After accepting your offer

If you are looking for a financing option, you can check usda property eligibility to see if you can avail of the loan program introduced by USDA to upgrade your home for better living standards.

Has your bid been accepted by the selling party? Congratulations, you are almost the owner of a house. Below you can read a number of tips that you should take into account to purchase your home as cheaply as possible and also make use of first time homebuyer credit. There are a number of important points that you can go wrong with. 

Draw up resolute conditions

The sales broker will draw up a preliminary purchase contract. It is important that if you have not yet completed the financing, you have the resolute conditions included in the purchase contract. If you have ‘subject to financing’ included in the purchase contract, you can cancel the purchase for free. This is only if you cannot arrange the mortgage and you can provide proof for this. 

Always have a building inspection carried out

During a building inspection, also called a building inspection, the technical condition of the house is checked. In this way, the hidden defects of a home are discovered. This way you will not be faced with high costs afterwards, but this is the responsibility of the selling party. The inspector checks your home carefully so that nothing is left to chance. 

When you buy a house from before 1990, we recommend that you always carry out a structural inspection. Are you planning to buy a new-build home? Then it is not necessary, but it is better to be safe than sorry.

The last tip when buying a house is to do an appraisal when purchasing your new home. In this way, the appraisal value is drawn up by a third party. Nowadays, the mortgage may be a maximum of 100% of the appraisal value. Did you outbid a lot? Then you must finance the part above the appraisal value with your own money.

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