Who Will Pay For Your Injuries If The Other Driver Is Uninsured?
Once you get hit by an uninsured motorist, it leaves you with several questions. Will you still get compensation for your injuries? If yes, how can you file for a claim? The process might be a bit complex, but you are entitled to receive compensation by contacting the motor vehicle accident attorney glastonbury.
Unfortunately, about 13% of drivers in Glastonbury do not carry auto insurance even though they drive regularly. They choose not to take insurance due to the expense and drive vehicles that do not have a legal right to drive. Remember, you are entitled to get compensation if the other driver was uninsured.
Who will pay for your injuries if the other driver is uninsured?
After a motor vehicle accident, victims with spinal cord or brain injury have many medical bills to worry about. Apart from that, their injuries prevent them from working or generating any income for medical bills.
However, you have several options to help you get compensated and pay for your medical bills or lost wages.
Uninsured or Underinsured motorist coverage.
Underinsured or uninsured motorist coverage provides you with vital protection when you suffer injury in an accident with an uninsured driver. Uninsured motorist coverage is usually an inexpensive add-on for your auto insurance policy. It is beneficial if the victim met with an accident, where the driver is at-fault, does not have insurance to cover the cost of the damage.
Personal injury Protection coverage
In Personal Injury Protection (PIP) coverage, each driver bears liability pay for their medical bills up to their PIP policy regardless of who caused the accident. Your coverage may pay for your expenses in a minor accident.
If your injury bills in the accident exceed the PIP limit, you might turn to health insurance to help cover your medical bills. Your car accident lawyer will contact your health insurance company to let them know that you suffered injuries in the accident with an uninsured driver.
File a lawsuit
You should file a lawsuit to compensate for your injuries in an uninsured car accident. Remember that the uninsured driver may not reimburse the amount you deserve even though they are liable, so you may not receive the compensation you expect.
Employer of the driver.
If the driver is not self-employed and works in a company, the employer could share the liability for the accident. Work with your attorney, which offers the best chance of identifying all parties that may have contributed to the accident.